Instead of posting different blog entries, I bring you everything empassing financing in one complete guide. I hope you enjoy. Please don’t hesistate to contact me if you have any questions. – Toni 5 Tips for Deciphering Your Home Loan’s Good-faith Estimate Knowing how to read your good-faith estimate can help you save money on [...]
Posts under ‘insurance’
Vacant Homes Pose Insurance Risks
As the U.S. housing market struggles to rebound, many homeowners are stuck with hard-to-sell properties longer than expected. Some frustrated home sellers who must relocate for a new job opportunity, want to downsize or simply want to buy a new place have left homes empty. Vacant or unoccupied homes can leave the homeowner exposed to [...]
Always keep in mind the Hidden Costs of Homeownership
Be smart about home ownership. You want to be able to enjoy your new home without the burden of paying credit card debt for that new patio furniture 3 years later. RISMEDIA, June 17, 2010–June is National Homeownership Month. The U.S. Department of Housing and Urban Development (HUD) recognizes this month as a time to [...]
Buyers Often Overlook Insurance Costs
Insurance is usually the last thing people worry about when they are buying a new home. According to the Insurance Information Institute, that’s a mistake, because it will be an expense a buyer will have as long as they own the property. Here are some key issues that the institute urges every buyer to consider: [...]
NAR to Press Congress on Flood Insurance
The National Association of REALTORS® said this week that it will continue to press Congress for speedy action to renew authority for the Federal Emergency Management Agency to issue flood insurance under the National Flood Insurance Program that expired March 28. Congress is on its spring recess and will return April 12. Flood insurance is [...]
LA Times: Homeowners forced to buy flood insurance after FEMA redraws maps
It’s part of an ongoing effort to update the list of high-risk areas. But the changes have met with resistance from tens of thousands of Southern California residents now being forced to buy coverage. In 40 years at his 4th Avenue home, Isaac Robinson, 71, has never seen flooding. But according to FEMA’s new risk [...]
LA Times: “Don’t reduce your property insurance coverage to reflect lower home values”
Reporting from Washington — There are a number of steps every homeowner should take to lower the cost of property insurance. But reducing the amount of coverage to match today’s lower values is probably not one of them. Because it costs more to rebuild than it does to start from scratch, the market value of [...]
